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Tag: Car Insurance

Understanding property damage liability insurance

Understanding property damage liability insurance

What is property damage liability insurance? Property damage liability insurance helps pay for the cost of repairs for the damage you cause to another person’s vehicle or property in a covered accident where you’re at fault. Your state probably requires you to carry this coverage if you own a vehicle. In most states, property damage liability is included with your liability insurance policy. Carrying property...

Liability vs. “full coverage” car insurance

Liability vs. “full coverage” car insurance

The term "full coverage" is often used in the auto insurance industry, but it's important to note that it's not actually a type of insurance product. For the purposes of this article, we use the term to mean a policy that includes, at minimum: Bodily injury liability Property damage liability Collision Comprehensive What’s the difference between liability and “full coverage” insurance? Liability insurance can help...

A guide to defensive driving

A guide to defensive driving

Driving is something most of us need to do every day, but we often forget how dangerous it can actually be. These defensive driving tips can help keep you safe on the road, protect other drivers, and even save you some money. What is defensive driving? Defensive driving is an approach to driving that involves anticipating danger, following safety procedures, and having a proactive attitude...

10 Ways to Avoid Road Rage

10 Ways to Avoid Road Rage

How does road rage impact my car insurance? We all feel frustrated or annoyed behind the wheel from time to time—whether we've been cut off by a speeding driver, someone is tailgating us or won't let us merge, or we're stuck in bumper-to-bumper traffic. That’s totally reasonable. But when those feelings intensify into road rage, things become dangerous. According to SafeMotorist, 12,610 injuries and 218...

Replacing your wiper blades

Replacing your wiper blades

Understand the importance of windshield wiper blades Without properly functioning wiper blades, your visibility decreases, putting yourself and others in danger. You can replace your windshield wiper blades on your own, but the job can be frustrating—if you don’t know how. By following the steps we outline here, you can save yourself both time and money. Determine windshield wiper wear Because wiper rubber degrades from...